How Much House Can I Afford?
Lenders generally cap your total monthly debt around 36–43% of gross income. Tell us about your finances and we'll work backwards to a realistic price range.
Your finances
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Loan assumptions
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You can likely afford a home priced around
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— price range
- Max monthly housing budget$0
- Your gross monthly income$0
- Existing monthly debts$0
- DTI used36%
At your max price
- Estimated monthly payment$0
- Loan amount$0
- Down payment %0%
- PMI required?No
Reality check: Just because you can stretch to 43% DTI doesn't mean you should. Leave room in the budget for repairs, savings, and life.